www.hsasolutionsdirect.com
02.06.2012

 
     
     Frequently Asked Questions
 
Unintentional injuries are the leading cause of death for people ages 1 to 34 and the fifth leading cause of death overall.

 



For the years 2005 and 2006, just over 50 percent of all personal bankruptcies were the result of medical debt by those with health insurance. A significant percentage of those listing medical debt as the reason for their bankruptcy are 65 and older.

 
 
what is a deductible?
 
A "deductible" is a specific dollar amount that your health insurance company may require that you pay out-of-pocket each year before your health insurance plan begins to make payments for claims. Not all health insurance plans require a deductible. As a general rule (though there are many exceptions), HMO plans typically do not require a deductible, while most Indemnity and PPO plans do.

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